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At F&M Bank, we understand the complex financial landscape businesses navigate daily. That's why we're highlighting the strategic advantages of business owners forming a real estate holding company for the real estate their business occupies. Here's how this approach can benefit your business: Tax Benefits • Depreciation Deductions: Real estate entities can significantly reduce taxable income through depreciation deductions, offsetting the cost of buildings and improvements over time. • Interest Deductions: Mortgage interest payments on property loans are generally tax-deductible, offering substantial savings. • Property Tax Deductions: Deducting property taxes paid further reduces your taxable income, optimizing your financial outcomes. Asset Protection • Liability Isolation: Separating your operational business from real estate assets offers a protective layer against lawsuits or business debts, ensuring your investments remain secure. • Estate Planning and Succession: This strategic separation simplifies asset transfer to heirs and facilitates succession planning, ensuring business continuity. Financial Flexibility • Lease Agreements: Engaging in lease agreements with a separate real estate entity provides rent and lease term flexibility, crucial for effective cash flow management. • Raising Capital: With real estate as a separate entity, it's easier to raise capital through property sales, refinancing, or attracting investors, without affecting your operational business. Investment Optimization • Real Estate Value Appreciation: Isolating real estate assets allows owners to capitalize on value appreciation through refinancing or sale, without disrupting business operations. • Rental Income: Renting out unused property space creates an additional income stream, further enhancing your financial position. At F&M Bank, we're committed to providing the insights and support you need to navigate these opportunities effectively. Let's explore how we can optimize your business strategy together. * Consult your own tax advisor or Certified Public Accountant for specific information. F&M Bank is not a legal expert. Contact your attorney before making any decisions*
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Commercial Funding Inc.
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On the occasion of #NationalFinancialAwarenessDay, Commercial Funding Inc. is acknowledging the importance of financial awareness and exploring alternative commercial funding choices, such as accounts receivables, in contrast to business term loans, within our latest blog entry. https://hubs.ly/Q01-RVLL0
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Enhance Your Business's Financial Health with a Commercial Collections Agency! Is your company grappling with the challenge of maintaining a consistent cash flow? While your in-house financial systems are pivotal, sometimes an extra push can make all the difference. Introducing the Commercial Collections Agency - a strategic addition that can play a vital role in optimizing your cash flow.Why Consider a Commercial Collections Agency?• Recover What's Yours: Specializing in retrieving overdue payments, these experts can effectively restore your hard-earned revenue.• More Focus, Less Fuss: By entrusting debt recovery to the pros, your team can direct their energy towards core business operations.• Nurture Relationships: Maintain positive client relations as the agency handles the delicate task of collecting overdue payments.• Performance-Driven: Many agencies work on a contingency basis, aligning their success with yours.• Legal Know-How: Navigating debt collection laws can be intricate. Let the experts handle it seamlessly.Discover how CCFA can seamlessly integrate their proficiency into your existing framework. Elevate your cash flow game and propel your business forward!Connect with us at 303-351-0464 today for a complimentary consultation. Don't let overdue payments hinder your growth potential! 💰
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Troy Boister
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WEBINAR WEBINAR WEBINAR "The Triple Threat of Corporate Credit: Capital, Cash Flow, and Cost Savings" Business Owners. The missing piece they never told you about that affects the quality of your financial profile both personally and professionally.Imagine a world where your business has a financial superpower - the ability to invest, expand, and drive growth without being constrained by cash flow or personal guarantees. A power that not only unlocks affordable capital but also generates revenue through lucrative rewards and cost savings. This is the remarkable potential of corporate credit when deployed adequately as a strategic tool. By establishing a robust credit profile under your company's credentials, you open doors to unlimited financial flexibility. Lines of credit become a renewable pool for managing expenses and new opportunities. Equipment loans, term loans, and real estate financing are all possible avenues for propelling your enterprise forward without risking personal assets. But corporate credit is more than just access to capital; it's a pathway to a stronger, more credit-worthy business identity that commands better rates and borrowing power. Join us for an eye-opening consultation on how to harness the incredible advantages of corporate credit and truly unleash your business' financial potential. In the drop-down section, "Who referred you to the Webinar?" please use the code (( Team T-Roy )) for additional complimentary services that will benefit your company. We will share valuable information on how to:> Build Financial Stability> Build Credit On Your EIN> Get The Bank's Money At The Best Interest Rates & Terms> Get The Facts To Grow Your Company With Confidence> Stop Personally Guaranteeing the Money for your Business> $50 Free Gift (Your Company's Credit Report)
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Joy Partridge
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Cash Flow: Not having a clear picture of how much money is in their accounts at any given moment can have far-flung deleterious effects for small businesses. Tips via https://lnkd.in/gVtitTZv
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Alice Alexander
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Cash Flow: Not having a clear picture of how much money is in their accounts at any given moment can have far-flung deleterious effects for small businesses. Tips via https://lnkd.in/gZ8MJCyX
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Thomas Kneeland, CPA
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Cash Flow: Not having a clear picture of how much money is in their accounts at any given moment can have far-flung deleterious effects for small businesses. Tips via https://lnkd.in/eSF3Agai
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Austin Murray
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Cash Flow: Not having a clear picture of how much money is in their accounts at any given moment can have far-flung deleterious effects for small businesses. Tips via https://lnkd.in/geVYbQVy
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Lolita Dillard
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Cash Flow: Not having a clear picture of how much money is in their accounts at any given moment can have far-flung deleterious effects for small businesses. Tips via https://lnkd.in/g4EGQafb
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Why should self-employed professionals have a separate bank account for their business? 🤔We get this question a lot, so here’s the 411. While a business bank account isn’t legally required for sole proprietors, it is HIGHLY recommended. 💯There are a lot of reasons why it's beneficial, but to keep it simple, here are three:🟢Legal and Tax Advantages: Keeping personal and business finances separate makes it easier to track business income and expenses, which simplifies your tax filing and ensures compliance with tax regulations. When finances are mixed, that can raise a red flag to auditors. 🚩🟢 Simplified Accounting: Having a dedicated business account helps you maintain clear financial records, track cash flow, and separate personal and business transactions. 🤓 You’ll also be able to generate financial statements and reports for your business, which can be beneficial when seeking loans or applying for credit.🟢 Personal Liability Protection: When you separate personal and business finances, you establish a clear distinction between personal assets and business liabilities. In case of legal issues or debts related to your business, your personal finances are better protected. 👊🏼
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Terry O'Neill EA
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Cash Flow: Not having a clear picture of how much money is in their accounts at any given moment can have far-flung deleterious effects for small businesses. Tips via https://lnkd.in/eVUP9pAn
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