Merchant Support | developer support (2024)

There is an increased risk of fraud with accepting cards and this is more prevalent with Card Not Present transactions (transactions where the cardholder is not at your business with their card) as you cannot verify that the person using the card is the owner of the card.

Unfortunately, chargebacks are part of accepting cards and they cannot be avoided completely, but you can ensure that your card acceptance procedures minimise any risk to your business.

If you are ever suspicious of a transaction, you can perform some additional verification steps to help verify that the person giving you the card number is the real cardholder. An authorisation only confirms that funds are available at the time of the transaction and that the card has not been reported lost or stolen. It does not guarantee that the person quoting the card number is the owner of the card or is entitled to use the card.

  • Obtain the full card details including the CCV.
  • Verify the delivery address on White Pages online.
  • Try contacting the telephone number provided to confirm the order.
  • Be mindful of unusual large orders especially if the order is to be shipped overseas.
  • Set up internal sale controls to limit the number or payments and value of transactions allowed each day/week by the same customer.
  • Be cautious of customers who wish to pay with multiple cards.
  • Always use your own courier if you are sending out items.
  • Always perform a refund to the same card in which the transaction was originally charged.

If a sales opportunity is too good to be true, it potentially could be. For more information, please visit our Agreement & Guides page. If you have any doubts, you can always contact our helpdesk on 1800 243 444 for further assistance.

Merchant Support | developer support (2024)

FAQs

What is a merchant support? ›

A merchant service provider acts as an intermediary between businesses and banks. It quickly facilitates a transaction through a secure back-end process. This process is seamless and takes only a few seconds: The customer tapes a card on the POS terminal or enters payment information online.

How do I contact Google merchant Support? ›

How to Contact Support at Google Merchant Center
  1. Sign in to your Merchant Center account.
  2. Navigate to the question mark icon in the upper right-hand corner to the right of the gear icon.
  3. Click the question mark icon and select Help Center and Support.
  4. Once selected you will see the help center populate on the page.
Feb 20, 2024

What is merchant services credit card processing? ›

Merchant services accounts allow businesses to accept credit and debit card transactions or other forms of electronic payment from customers, with the aid of a payment gateway.

What is an example of a merchant service? ›

Merchant services can include everything from credit card processing to accepting gift cards and setting up loyalty programs. A small business owner will need to carefully select a merchant services provider that fits their needs for payment processing times and can integrate with other business systems.

What is the role of a merchant support specialist? ›

Duties and Responsibilities

Ensure that superior customer service is provided to merchants. Working directly with merchants, Agents, operational departments, and partners to handle challenging or complex Merchant and card security questions and concerns.

Why is merchant services calling me? ›

There are different versions of the sales call stating that your merchant account rates have increased. The caller attempts to get you to contact the company, while not identifying themselves by name in effort to preserve the illusion that they're associated with your current merchant services company.

How do I contact Merchant Services? ›

Call us toll-free at (888) 288-3816 or simply fill out the contact form below to send us a quick message.

How much does Google Merchant Center cost? ›

Google Merchant Center is entirely free to use!

What falls under merchant services? ›

What's included in merchant services?
  • Payment gateways. ...
  • Online transaction processing. ...
  • Point-of-sale (POS) systems. ...
  • Credit card readers. ...
  • Ecommerce support. ...
  • Check processing. ...
  • Gift cards. ...
  • Loyalty programs and promotions.
Jun 5, 2024

Who is the merchant in a credit card? ›

The person or business entity that sells goods or services to a customer. For the purposes of the PCI DSS, a merchant is defined as any entity that accepts payment cards bearing the logos of any of the five members of PCI SSC (American Express, Discover, JCB, MasterCard or Visa) as payment for goods and/or services.

Who provides merchant services? ›

12 Best Merchant Services of September 2024
ProductBest for▼
Payment Depot Learn more on Payment Depot's secure website4.5/5 Best for Tailored interchange-plus rates
PaymentCloud Read Review4.5/5 Best for High-risk businesses
Dharma Merchant Services Read Review4.5/5 Best for Nonprofits
9 more rows
Sep 12, 2024

Who is my merchant service provider? ›

The easiest way to identify your merchant service provider is by checking your monthly statement. Look for any mentions of the company or institution that processes your credit card payments. Typically, their name will be listed alongside the transaction details.

What is merchant services on my bank statement? ›

The basics of merchant services

The term "merchant services” refers, first and foremost, to the various services and equipment businesses rely on to accept and process payments from their customers via credit cards, debit cards, and electronic payment methods.

What type of account is merchant services? ›

A merchant account is a bank account specifically established for business purposes where companies can make and accept payments. Merchant accounts allow, for instance, a business to accept credit cards or other forms of electronic payment.

What is the role of a merchant support representative? ›

Provide extraordinary client service to merchants via inbound phone calls, email or chat. Provide extraordinary service and sales support to agents and partners. Respond to incoming customer requests quickly, proficiently and professionally while meeting specific quality expectations.

What is a merchant service job description? ›

Merchant Services Officer Responsibilities: Configuration of new merchants and partners on various company platforms. Communication with merchants and partners. Completing merchant and partner maintenance.

What does a merchant do? ›

A merchant is a person or a company that sells goods or services. The merchant will sell products for a profit and facilitate the customer's buying journey. They can be an online retailer or a wholesaler and sell to any source, as long as they are selling for profit.

What is an example of a merchant? ›

Costco is a wholesale merchant that sells bulk items in a warehouse to consumers. They have everything from tires to baby formula. They buy direct from manufacturers and pass the savings to the customers. Finally, HomeDepot is a standard retail merchant that sells directly to consumers.

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